A card payment is announced without card information
When `Payment means type code` (BT-81) announces a card (48, 54 or 55), the `PAYMENT CARD INFORMATION` group (BG-18) must be provided, exactly once.
Only the issuer holds this value: Factlint reports it and never fabricates it. Test your invoice to find out whether it is affected.
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Why this error happens
The group carries only the last four digits and the cardholder's name — never the full number. Its absence leaves a card payment with nothing to tie it to the statement.
How to fix it
Fill in the card information the standard provides for. Factlint writes no payment details (rule 1).
XML correction example
<ram:TypeCode>48</ram:TypeCode> <!-- ram:ApplicableTradeSettlementFinancialCard absent -->
<ram:ApplicableTradeSettlementFinancialCard><ram:ID>************1234</ram:ID>