A direct debit is announced without a mandate
When `Payment means type code` (BT-81) announces a direct debit (59), the `DIRECT DEBIT` group (BG-19) must be provided, exactly once.
Only the issuer holds this value: Factlint reports it and never fabricates it. Test your invoice to find out whether it is affected.
Common searches around this code
These phrases mirror what an integrator searches for: code, syntax, rule, business field and correction.
Test your file with this error in mind
Upload the invoice involved: the report will say whether this code appears, where it appears in the document, and whether Factlint can only report it or also fix it.
To automate this check in an ERP flow, call the validation API and link every returned code to its public page.
Why this error happens
A direct debit without a mandate is not merely incomplete: it is irregular. The group carries the mandate reference, the creditor identifier and the debited account — the three items a bank requires to execute the order.
How to fix it
Fill in the mandate from your direct debit system. Factlint writes no payment details (rule 1).
XML correction example
<ram:TypeCode>59</ram:TypeCode> — ram:DirectDebitMandateID absent
<ram:DirectDebitMandateID>MANDAT-2026-0042</ram:DirectDebitMandateID>