The bank assigned creditor identifier is missing

When the `DIRECT DEBIT` group (BG-19) is present, the `Bank assigned creditor identifier` (BT-90) must be provided.

Only the issuer holds this value: Factlint reports it and never fabricates it. Test your invoice to find out whether it is affected.

The message your validator prints

Copied verbatim from the sealed artefact: this is the exact sentence the check prints when this rule fails.

[BR-DE-30] Wenn "DIRECT DEBIT" BG-19 vorhanden ist, dann muss "Bank assigned creditor identifier" BT-90 übermittelt werden.

Quoted from schematron-xrechnung 3.0.2, licensed under Apache-2.0.

Common searches around this code

These phrases mirror what an integrator searches for: code, syntax, rule, business field and correction.

BR-DE-30 The bank assigned creditor identifier is missingBR-DE-30 XRechnung Schematron package (KoSIT)BR-DE-30 BT-90[BR-DE-30] Wenn "DIRECT DEBIT" BG-19 vorhanden ist, dann muss "Bank assigned creditor identifier" BT-90 übermittelt werden.BR-DE-30 correction

Test your file with this error in mind

Upload the invoice involved: the report will say whether this code appears, where it appears in the document, and whether Factlint can only report it or also fix it.

To automate this check in an ERP flow, call the validation API and link every returned code to its public page.

Open the validator See the API

Why this error happens

This is the creditor identifier the bank assigns, and without which no SEPA direct debit can be executed. It is stable over time, which is why it gets forgotten: it is captured once, often outside the invoicing system.

How to fix it

Copy the creditor identifier from your direct debit agreement. Factlint does not write it: it is a payment detail (rule 1).

XML correction example

BEFORE (invalid)

<ram:TypeCode>59</ram:TypeCode>  <!-- ram:CreditorReferenceID absent -->

AFTER (compliant)

<ram:CreditorReferenceID>DE98ZZZ09999999999</ram:CreditorReferenceID>